How to create SIPs on Niwish?

A Systematic Investment Plan (SIP) is a disciplined approach to investing, allowing you to invest a fixed amount regularly in Digital Gold.

It helps build wealth over time through the power of compounding while reducing market risk via rupee cost averaging.

With SIP, you can start small, stay consistent, and achieve long-term financial goals effortlessly.

You can set up an SIP on Niwish using two methods:

    Via UPI

    Via Bank details (eNACH)

Steps to create an SIP via UPI

1. Download the Niwish app from the Play Store or App Store. Open the app and tap on ‘SIP’ from the homepage.

2. Tap ‘Invest’.

3. Enter a name for your SIP and choose the investment amount.

4. Select the Start Date and End Date.

5. Choose ‘Monthly’ as the investment cycle.

6. Tap ‘Add SIP’.

7. Tap ‘Proceed to Pay’.

8. Choose your preferred UPI app or enter your UPI ID for mandate approval.

9. Approve the mandate in your UPI app.

10. Once approved, you will be redirected to Niwish with a confirmation message.

11. Your active SIP will be displayed in the ‘SIP’ section.

 Steps to create an SIP via bank details (eNACH)

1.  Tap ‘Invest’.

2. Enter a name for your SIP and choose the investment amount.

3. Select the Start Date and End Date.

4. Choose ‘Monthly’ as the investment cycle.

5.  Tap ‘Add SIP’.

6. Tap ‘Proceed to Pay’.

7. Choose your preferred bank for mandate approval.

8. Follow the on-screen instructions to complete the mandate setup on your bank’s eNACH interface.

9. Once approved, you will be redirected to Niwish with a confirmation message.

10.  Your active SIP will be displayed in the ‘SIP’ section.